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1. THE INSURANCE COMPANY IS
NOT YOUR FRIEND.
If you’ve been hurt in an accident it’s
important to understand the “real” agenda of the insurance
company in your case. First, understand the insurance
company is not your friend, they are not looking out for
you, they are only looking out for their own interests.
See, insurance companies exist for one purpose only, to
make money. Insurance companies make money by selling
insurance and receiving premium payments, they then invest
this money and make even more money. Insurance companies
lose money by paying out benefits (money) to people hurt
in accidents caused by the people they
insure. Since you are one of those people who want the
insurance company to pay you money you represent a
potential loss to the insurance company and insurance
companies hate losses, cause that really sets back that
whole “exist only to make money” thing. Never forget these
simple facts, they are the basis for everything the
insurance company does, they have only one goal, that is
to close your case without paying you anything or if they
have to pay you something, to pay you as little as
possible.
2. INSURANCE COMPANIES PAY ALMOST THREE TIMES MORE MONEY
IN CAR ACCIDENT CASES WHEN THE INJURED PERSON IS
REPRESENTED BY A LAWYER.
This fact comes straight out of an insurance company’s
training manual. While the manual was primarily talking
about car accident cases, we believe it applies to most
personal injury cases also. Paying three times more money to
injured people who have retained legal counsel certainly
explains why so much of an insurance adjuster’s time is
spent trying to discourage accident victims from talking
to lawyers. When you think about it, it makes sense, of
course people without representation who have essentially no
knowledge or experience about personal injury law,
won’t be able to negotiate nearly as effectively as a
trained, attorney. Since insurance
company’s sole reason to exist is to make money, it’s clear
that keeping injured people and lawyers apart makes good
business sense for them but not for you.
3. HIRING A LAWYER DOESN’T MEAN YOUR CASE WILL TAKE YEARS
TO BE SETTLED OR MEAN YOU WILL HAVE TO GO TO COURT.
A lot of people think that hiring a lawyer delays the
legal process so that their case will take years to be
completed. The truth is, this is usually not the case. At
Brown and Crouppen most accident cases are finished in one
year or less. We usually figure that a case will be all
done within 60 to 120 days after we receive your final
medical records. As far as your fear of having to go to
court, don’t worry, it is rare that any Brown and Crouppen
client will ever have to go to court or even sit for a
deposition. Through a lot of hard work we have developed a
reputation in the legal community that allows us to fairly
settle most of our cases without the needing to
subject our clients to these unpleasant parts of our legal
system. In short, don’t worry, your case will probably be
settled favorably in months not years and very few Brown
and Crouppen clients ever have to appear in court.
4. YOU DON’T HAVE FOREVER TO TAKE CARE OF YOUR ACCIDENT CASE.
Unfortunately, this is the case. There are definite time
limits in taking care of your case. These time limits are
called statutes of limitations and if you wait past the
time set out in the statute your case is over, forever,
regardless if you have gotten any money or not. Don’t let
this happen to you. If you have an accident,
don’t wait until it’s too late, call Brown and Crouppen
now.
5. IT DOES NOT COST YOU ANY MONEY IN ADVANCE TO GET A
LAWYER IN AN ACCIDENT CASE.
At Brown and Crouppen our policy in accident
cases, as well as our other injury cases, is that we never
charge you any “in advance” legal fee. The only way you
ever pay any legal fees or expenses is at the conclusion
of your case and then only out of the money we were able
to recover. If we are unsuccessful and no money is
collected then any costs we incurred is our expense and of
course you owe us nothing for our time. We believe we
should make money only after we make you money. That’s why
it doesn’t cost you any money in advance to get a lawyer
in an accident case.
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